Retrospective Build Warranty

A Retrospective Building Warranty, also known as a completed home warranty, is perfect for buyers or sellers of homes built, converted, or renovated within the last 10 years. This warranty is specifically for those who do not have a Structural Home Warranty, offering 10 years of protection against damages from defects in design, construction, materials, and the waterproof envelope.

Why Consider This Warranty?

In the current market, many property professionals are seeking insurance and finance advice for part-completed and nearly completed sites. If you find yourself in this situation, it’s crucial to check whether the site has an existing warranty that can be transferred. If not, securing a new or retrospective warranty is essential, especially for finished units that haven’t undergone structural warranty inspections.

Having this warranty is vital for lenders and mortgage companies, as it facilitates the sale of units and refinancing. Developers often require financing for part-completed or completed sites, and lenders will want to confirm warranty coverage. Without it, accessing funds can become a challenge.

Who Can Benefit?

This warranty is ideal for anyone involved in the sale or purchase of a house that has been built, converted, or significantly refurbished in the last decade. It provides flexibility and comprehensive coverage for both buyers and sellers.

What Properties Are Covered?

Our retrospective building warranty encompasses various properties, including:

- New builds

- Conversions

- Major refurbishments of residential homes

- Houses, flats, bungalows, and barn conversions completed in the last 10 years

Why Choose Homeproof Warranty?

We aim to simplify the process for you so you can focus on managing your project. Obtaining a Retrospective Building Warranty can feel overwhelming, but we’re here to help you every step of the way:

- Recognized by the Council of Mortgage Lenders: Our warranty is accepted by high-street lenders.

- Essential Coverage: Necessary for selling houses built in the last 10 years.

- Immediate Protection: Coverage can begin right after a satisfactory building survey.

How to Get the Best Price

At Homeproof Warranty, we streamline the process for you. Here’s how to get started:

1. Complete our online enquiry form.

2. Receive a variety of quotes for completed houses to compare.

3. Select the policy that suits your needs.

4. Pay any survey fees.

5. Site visits will be arranged to assess the structure.

6. After the visit, pay the insurance premium and tax.

7. Existing defects will be excluded.

8. We’ll manage the issuance of certificates.

Why Trust Homeproof Warranty?

With over 40 years of experience in the property sector, our dedicated team is committed to managing your Retrospective Building Warranty with care. We handle the details to ensure you receive the best price and appropriate coverage, with our friendly experts available whenever you need support!